Travix Lab
nagad
Payments & Fintech

Nagad Integration

Bangladesh Post Office's fast-growing MFS — 70M+ users, government-backed.

Est. 2019
Dhaka, Bangladesh
REST (JSON)

What is Nagad?

Nagad is a Mobile Financial Service (MFS) operated by the Bangladesh Post Office, making it a government-backed digital payment service trusted by 70+ million registered users. Launched in 2019, Nagad grew rapidly by offering lower transaction fees and competitive interest rates compared to private MFS providers. For travel businesses serving Bangladesh, Nagad represents a growing, high-trust payment alternative to bKash — particularly popular with government sector employees and rural users.

How Travix Lab Integrates Nagad

Travix Lab integrates Nagad's Merchant Payment API into booking checkouts and agent portals for Bangladesh-facing platforms. Our integration covers payment initiation, OTP-based confirmation, IPN notification for booking status updates, and refund handling. Nagad payments appear alongside bKash and SSLCommerz as payment options in the unified checkout.

Integration Features

  • Nagad Merchant Payment API (direct integration)
  • OTP-based user authentication flow
  • Real-time IPN notifications for payment confirmation
  • Refund and cancellation support
  • Disbursement API for commission payouts to agents
  • Transaction history and reporting API
  • Low transaction fees vs. other MFS providers
  • Compatible with Nagad's personal and merchant apps

Benefits of Using This Integration

  • 70M+ registered users — Bangladesh's second largest MFS
  • Government-backed — high trust among conservative travelers
  • Lower fee structure than competing MFS providers
  • Strong rural and semi-urban coverage in Bangladesh
  • Growing rapidly in government, education, and travel sectors

Use Cases

1

Travel platforms offering an alternative to bKash for Bangladeshi users

2

Government-related travel bookings where Nagad is preferred

3

Tour operators accepting Nagad for Hajj and Umrah packages

4

Airline ticketing portals serving Bangladesh-based travelers

FAQ

Nagad Integration — FAQ

What you need to know before connecting this supplier through Travix Lab.

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